SIP Projector

Compounding generates earnings on previous earnings. Over 10-20 years, compounding often generates more wealth than the total principal invested.

Historically, diversified equity mutual funds have delivered long-term returns between 12% and 15% annually.

Calculate the future wealth corpus of your monthly Systematic Investment Plan (SIP) investments.

Estimated Future Corpus

$116,170

Active Formula Logic

sip_amt * ((Math.pow(1 + (sip_rate / 12 / 100), sip_years * 12) - 1) / (sip_rate / 12 / 100)) * (1 + (sip_rate / 12 / 100))

Methodology & Formula

Where M is maturity amount, P is monthly SIP investment, i is periodic interest rate (Annual Rate / 12 / 100), and n is total months invested.

SIP Future Value Compounding Equation

M = P × ((1 + i)^n - 1) ÷ (i) × (1 + i)

1Enter your Monthly SIP Contribution amount.
2Set the Expected Annual Return Rate (%) based on your asset class (e.g. 12-15% for equities).
3Select the Investment Horizon in Years to calculate total wealth accumulated.

Help & Knowledge Base

Frequently Asked Questions

Common questions, expert insights, and tips about SIP Projector

What is a Systematic Investment Plan (SIP)?

A SIP allows you to invest a fixed sum regularly into mutual funds, taking advantage of rupee-cost averaging and long-term compounding.

What is the power of compounding in SIP?

What is a realistic expected return rate for SIP investments?

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